Ms. Spencer,

The documents you requested have been prepared and are ready for your review. I have compiled the financial reports for restaurant since its inception, as well as its projected earnings for this coming fiscal year. In my professional opinion, I believe this venture will be beneficial to both Mr. Owens and you.

Should Mr. Owens or his financial advisors have any questions or concerns, please have them contact me. I am available to address any concerns.

Now that the restaurant has become profitable and you are accepting new investors, I believe it to be even more prudent to legally declare a beneficiary in the event of tragedy. I know you had documents drafted up previously. Were you able to execute them? If not, let’s discuss this and make this a priority.

Please contact my office to schedule an appointment at your earliest convenience should you like to discuss this or review these documents in person.

Respectfully,

Elaine McCullen
Sr. Financial Advisor